Waterbury ADU Program
Downstreet Housing and The Town of Waterbury have partnered to create an Accessory Dwelling Unit (ADU) program.
If you are a resident of Waterbury and would like to create an ADU within your home or on your property, this program can offer up to a $30,000 Grant to assist with the construction of your project.
You will need to rent the ADU at or below 110% of the HUD FMR for a minimum of 5 years.
(Multiply by 1.1 for 110%) For 2026 The 100% HUD FMR for Washington County is
0-Bedroom $1,122 per month with all utilities included
1-Bedroom $1,129 per month with all utilities included
2-Bedroom $1,482 per month with all utilities included
3-Bedroom $1,824 per month with all utilities included
These numbers change annually on/around December 5th.
The Collective Household income for tenant (anyone 18 and older) selection must also not exceed 100% AMI. A link can be found here; https://housingdata.org/profile/income-employment/area-median-income
Disbursement Schedule
This is a reimbursement program; we will need paid invoices with matching proof of payment. As a requirement of the program, you will need to make a 20% contribution before any funds are disbursed. Expenses incurred 6 months prior to the signing of the grant agreement are generally eligible for reimbursement towards the matching requirement.
- Initial Disbursement of 35% occurs once a 20% contribution is made to the project.
- 2nd Disbursement of 25% occurs once there is proof of the previous 35% disbursement has been used towards the project and is subject to a 50% completion inspection.
- 3rd Disbursement of 25% occurs once there is proof of the previous 25% disbursement has been used towards the project and is subject to a 100% completion inspection.
- Final Disbursement of 15% occurs once there is a total of $36,000 in paid invoices with proof of payment and a signed lease agreement with a tenant.
How To Apply
If you are interested in knowing more about the program, or wish to submit an application, please contact Ryan Carpenter at Downstreet Housing and Community Development at
802-477-1330
Applications will be open until 2/1/26 or we have allocated all funding.
