Shared Equity Program

Downstreet’s Shared Equity Program helps people buy homes by offering down payment assistance grants of up to 20% of the market price to buyers who meet income requirements. This grant remains with the home, benefiting future eligible buyers when the home is sold. In return, the original buyer agrees to limit the profit they make from the home's appreciation. 

The program is supported by local, state, and national investors, and aims to keep homeownership affordable and sustainable for Vermont's future generations.

The program provides down payment assistance grants to those earning at or below 120% of Area Median Income (AMI).  

This table shows the maximum household income allowed to qualify for the program:

^{AMIs are set annually by the U.S. Department of Housing and Urban Development (HUD)}

How to Get Started

The first step toward owning your new home is an initial consultation with one of our HomeOwnership Center staff members. Reach out to schedule your initial consultation today – it’s free and you will walk away with a better understanding of the home-buying process and what you need to do to make your dreams of home ownership a reality.

Use the tool below to schedule your consultation. After you submit your request for an appointment, we will be in touch to confirm the date and time of your consultation.

Questions? Please contact us anytime at 802-476-4493.