Smart Start Workshop

We all know that, in today’s world, having a strong credit score and a plan for how to manage personal finances is essential. Yet many of us struggle to get out of debt, stay on budget each month, save money, and maintain a good credit score. But have no fear; you are not alone. We are here to help!

Our Smart Start Workshop will introduce you to financial literacy concepts that can help you learn how to get out of debt, like understanding your relationship to money, creating a budget planner and savings plan, and establishing, repairing, and building your credit. This hands-on class will give you basic tools and techniques to get your finances on track so you can make it all work.

Course Outline

The Smart Start Workshop is split into three main sections:

  1. Understanding Your Relationship to Money
  2. Budget Planning and Savings
  3. Understanding Your Credit Report and Steps for Building, Repairing and Protecting Your Credit History/FICO Score

The goal of our HomeOwnership Center is to meet where you are and create a path to where you'd like to be. When it comes to budgeting, we find that our clients have a varied approach to managing their money and sometimes it can be helpful to refresh or revise those methods with new tools and information in an effort to reach new goals (like homeownership, paying down debt, etc.). This is where our budget advising comes in. We offer a step-by-step process that builds up to creating a new budget and savings plan.

First, we start with tracking where your money goes currently.

Then, we look for leaks in spending.

Next, we look for other ways to increase income or decrease expenses.

 

Then, we create a new budget and direct funds toward financial goals and chart progress each step of the way.

Our NeighborWorks HomeOwnership Center is ready to get you started! All you need to do is reach out to us and we will get you on the path to improving your financial health.

Our NeighborWorks HomeOwnership Center is ready to get you started! All you need to do is reach out to us and we will get you on the path to improving your financial health.